Personal finance
Track income and spending — without another budgeting app
Log transactions by month, manage recurring salary and bills, customize categories, year statistics and dashboard widgets — plus REST API inside AZTools.
Free, no credit card · Your data stays when you turn the tool off
Why Personal finance on AZTools
Personal cash flow tracking that lives next to your notes and tasks — no separate subscription for a spreadsheet replacement.
Month at a glance
Income, expenses and balance for any month — navigate forward and back.
Recurring items
Salary, rent and bills on weekly, monthly or yearly schedules — record with one tap.
Your categories
Default categories to start; rename, recolor and add your own income and expense types.
Dashboard widgets
Pin monthly summary, recent transactions or expense breakdown on your board.
A ledger for every month
Add income and expenses with amount, category, title, date and optional note. Browse by month with running totals for income, expenses and balance.
- Quick add income or expense from the toolbar
- Edit or delete any entry in a dialog
- Month picker with transaction count summary
Fixed and recurring entries
Set up salary, rent, subscriptions and other repeating items. Choose weekly, monthly or yearly frequency with start and optional end dates.
- Record due items into the current month in one click
- Pause schedules without deleting history
- Linked transactions show they came from a schedule
Categories that match your life
Start with sensible defaults (food, housing, transport, bills…) or build your own. Each category has a type, name and color for charts and lists.
- Separate income and expense category lists
- Color-coded for stats and transaction rows
- Cannot delete categories still in use
Year overview and trends
Switch to Statistics for a full-year view: monthly income, expenses and balance in a table, plus top categories for income and spending.
- Navigate by year with totals row
- Top expense and income categories for the year
- Empty states when you have not logged data yet
Personal finance on your dashboard
Add widgets to your AZTools board: monthly summary (income, expenses, balance), recent transactions or top expense categories for the current month.
- Monthly summary widget — 3×3 default size
- Recent transactions — latest entries at a glance
- Expense breakdown — top categories this month
REST API for automation
Create and update transactions, schedules and categories programmatically. Fetch monthly snapshots, recent entries, category breakdown and year statistics.
- getAppState, createTransaction, recordSchedule endpoints
- getMonthlySnapshot and getCategoryBreakdown for reports
- Month parameter uses YYYY-MM format
Try Personal finance free on AZTools
Log your first transaction in minutes — no YNAB subscription, no juggling another finance app.